Other individuals will offer refinance loans to borrowers with LTVs in excess of 125% but may possibly demand a higher credit rating rating, reduced DTI, or other ailment in an effort to reduce the risk for the lender — because a substantial LTV is seen being a superior threat.
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In 1984, Cash released a self-parody recording titled "The Chicken in Black" about Cash's brain currently being transplanted into a hen and Cash obtaining a lender robber's Mind in return. Biographer Robert Hilburn, in his 2013 reserve Johnny Cash: The Lifestyle, disputes the claim
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